Hickock & Boardman Retirement Solutions

Retirement Blog

Follow Hardship Distribution Rules to Keep Plan Status

Posted by Shaun King | Tue, December 08

While many employees today understand the importance of retirement readiness, some plan participants may seek a 401(k) hardship distribution to accommodate crucial, more immediate needs. If your... >> read more

Don’t Forget the Must-Do Communications

Posted by Shaun King | Fri, December 04

Ongoing communication with your retirement plan participants can often help boost contributions and retirement readiness. While much of this type of messaging is optional, there are some instances... >> read more

Choose Your Plan Auditor Carefully

Posted by Shaun King | Wed, December 02

Are you happy with your plan auditor? Do you know what qualifications to consider when choosing one? Equally important, do you know a recent study by the U.S. Labor Department’s Employee Benefits... >> read more

What’s the Scoop on Lifetime and Income Plan Participation?

Posted by Shaun King | Mon, November 09

Have you heard about lifetime retirement plans and wondered what they are and how they might impact you as a plan sponsor? A recent Institutional Retirement Income Council (IRIC) report examines... >> read more

Retirement? Not Everyone Plans to Stop Working

Posted by Shaun King | Thu, November 05

One in five Americans expect to work forever, or basically until they are unable, according to a recent generational retirement study by Transamerica. This percentage seems incredibly high, yet... >> read more

Just in Case: Understand Plan Audits and Procedures

Posted by Shaun King | Tue, November 03

Few, if any, retirement plan sponsors want to face an audit, yet a successful private retirement system necessitates occasional employer audits by the Internal Revenue Service’s Employee Plans (EP... >> read more

What’s In a Name?

Posted by Shaun King | Mon, October 05

Retirement. The word invokes a variety of responses from people, but quite often the reactions are negative. Little wonder, since dictionaries define retire with negative sentiments such as... >> read more

Expanding Family Base Impacts Employee Outlook

Posted by Shaun King | Fri, October 02

Today’s “sandwich” generation is feeling the squeeze from both sides (of the bread) as they try to assist both aging parents and children. Nearly a fourth of the U.S. population “have one or two... >> read more

DOL Provides Safe Harbor Annuity Clarification

Posted by Shaun King | Wed, September 30

In 2008, the U.S. Department of Labor amended The Pension Protection Act of 2006 to establish Safe Harbor Rules for the selection of annuity providers for defined contribution plans. The details... >> read more

Women Lag in Retirement Readiness

Posted by Shaun King | Fri, August 28

Today, women may equal or outnumber men in the workforce, yet many are woefully less prepared for retirement than their counterparts. Five years ago, women accounted for 47 percent of the total U.... >> read more